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February 26, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Producer
A term applied to an agent, solicitor or other person who sells insurance.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Insured
The person(s) entitled to coverage in case of an accident or loss.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.


Contact our Manhattan Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
SUV Fatalities And Injuries Have Increased By 43%
Fatalities and injuries in accidents involving SUVs have risen by 43%. Part of this rise in casualties is due to the large increase of SUV vehicles on the road in the past 10 years.

 


  Newsroom  
 


Department Of Insurance Investigators Break Up Auto Fraud Ring
Insurance Commissioner Steve Poizner today announced the arrest of two suspects in connection with staging automobile accidents in California and f...
Read more >


Traffic Accident Leads Iraqi Army To Massive Weapons Cache
At approximately 12:30 a.m., Feb. 6, soldiers from the 2nd Brigade, 2nd Iraqi Army Division were on a routine patrol when they accidentally collide...
Read more >


Median Barriers Could Have Prevented Traffic Accident Involving Drunk Driver
In a report adopted today, the National Transportation Safety Board determined that alcohol impairment caused a driver to lose control of his vehic...
Read more >


More news >

 
 

Terms

 


Today's Terms

Witness

Definition:
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Scrapped

Definition:
Vehicles that have been dismantled and/or crushed and should not return to the road.

Misdemeanor

Definition:
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Manhattan Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Manhattan Car Accident Lawyers as soon as possible:

  • Astoria
  • Auburn
  • Bay Shore
  • Brentwood
  • Bronx
  • Brooklyn
  • Buffalo
  • Corona
  • Elmhurst
  • Elmont
  • Endicott
  • Fairport
  • Far Rockaway
  • Flushing
  • Forest Hills
  • Freeport
  • Hamburg
  • Hempstead
  • Huntington
  • Huntington Station
  • Ithaca
  • Jackson Heights
  • Jamaica
  • Jamestown
  • Levittown
  • Lindenhurst
  • Lockport
  • Long Beach
  • Massapequa
  • Middletown
  • New York
  • Newburgh
  • North Tonawanda
  • Patchogue
  • Poughkeepsie
  • Rego Park
  • Ridgewood
  • Rochester
  • Rome
  • South Ozone Park
  • South Richmond Hill
  • Spring Valley
  • Staten Island
  • Tonawanda
  • Troy
  • Webster
  • West Babylon
  • Westbury
  • Whitestone
  • Woodside
  • Yonkers
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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